What Our Customers Say About Us

Let me start with I have known Mike for about 20 years and everything I’ve ever seen and heard is he is the guy to call when it comes to home mortgages!!!! He has helped me with 2 mortgages and many of my friends!! He is the first and only name i will ever recommend to any of my family and friends!!! His loyalty, honesty, and extreme work ethic shines every time!! He will work endlessly to get it done for you ASAP!!! You never have to remind or wait for him!!!! That is hard to find!! I am happy to call him a friend and my Mortgage guy!!!! He’s personable and you can see he truly cares!! That’s what makes a good business!!! And that’s extremely hard to find!!! Mike, YOU ARE A GEM!!!!!!! Thank you for everything you have done to help me at the most stressful times in my life!!! I appreciate you and your dedication to hard work!!!!!

Mike and his team were amazing! Every question and concern we had during the process was answered in a timely fashion. Even after hours and after closing he, and his team continued to help!

My husband and I worked with Mike Bernhart when purchasing our very first house and he was patient, kind, & knowledgeable! He took his time explaining what needs to be done and next steps which we appreciated because this was our first time doing something this big! Thanks for all the help, Mike!

I have worked with Mike on two separate occasions, when I bought my condo in 2020 and the purchase of my new home. He has been outstanding! He spends time with you to make sure you understand everything about lending, which we all know can be daunting and intimidating. He was always available to answers any of my questions, and he makes a point to follow up with his clients. Thanks Mike for your help and expertise! I highly recommend working with Mike if you are purchasing a house!

Mike is amazing!!! He helped walk me through everything. I will definitely be recommending Mike. Simply awesome 👍🏻👍🏻

Mike is the most dedicated professional in the industry. He works his hardest to ensure a smooth transaction and has gone over and beyond for his clients. He’s my #1 recommended mortgage loan officer!

Mike did an Amazing Job like Always! Appreciate his professionalism I'm getting this done so quickly. 😁😁😁

Best lender out there takes time with you to help you reach your goals cannot recommend him enough he’s the best!

Mike was fantastic to work with, would highly recommend to anyone looking for a mortgage!

Mike, Stacy and my Realtor Patty were frickn amazing with my finally first home purchase! Additionally.. went with the VA loan process and they killed it! Cannot give a higher recommendation or I would! Thank you again, Gabriel Whelan

Mike and Stacey were an absolute pleasure to work with! I’d recommend them to anyone I know looking for a mortgage.

Mike & team were amazing every step of the mortgage process. He gave us so much info, as it was our first home buying process and made us feel comfortable the whole way! Thank you so much Armor Mortgage Team! 💖

Mike and his team are fantastic. They work hard and put it long hours and days to get you to your mortgage closing. Couldn’t have been happier with his service!

WOW! Couldn’t be more impressed with this company. Getting approved for a home loan as a business owner is tough. BUT… with this company the process was seamless. So lucky to have found them!

I wish there was an option to select 10 stars on this review because Mike Bernhardt and his team deserve more than five stars. They are absolutely amazing to work with. This was our second time using armor mortgage to purchase our second home. When the decision arose who to go with, there was no hesitation on our end…WE WANTED MIKE! Mike will spend hours, work late nights, and always pickup his phone to help you during your home buying process. He is so much more than his title describes. This time around he worked extra hard to get us our dream house against many obstacles and we are forever grateful for his efforts. He taught us valuable financial lessons along the way and set us up for a better future. I wish every account manager in my life was like him because he is one of the most brilliant and reliable representatives I have ever worked with. You can count on him to always have your best interest in mind and I think this quality is the most important when you are making the biggest purchase of your life. Thank you Mike once again for caring and helping get my family into our beautiful home! I can’t say enough good things about you and if we decide to upgrade to home #3 one day I pray your still doing what you do best because I’ll be calling!

Mike and team were friendly and professional. Always got back to me in a timely manner and had no problem addressing all of my questions throughout the process. I will use him for all my future mortgage needs in the area.

Mike's a great guy. Very knowledgeable and super easy to work with. He knew my situation and was very empathetic. He works fast and had me closed within weeks. Would absolutely recommend him to anyone!

I just closed on my first home and I will say I couldn’t have asked for a better experience! I initially wanted to narrow down my lender choice between 3 companies, and I chose this one because Mike was the most personable and kindest of the 3. He is also very knowledgeable and thorough, he doesn’t just tell you anything to get your business, he’s very upfront and honest. Mike and his staff did an excellent job getting my husband and I approved, answered all my questions throughout the process and had no problems answering texts or having phone conversations. They stayed on top of everything. I would 100% recommend them they are truly the best.

Mike was extremely knowledgeable and informative with answering our questions as first time home buyers. He was super comfortable to talk with and made the whole process much less stressful.

Mike helped us so much with the process and made everything so easy. He was also so understanding of our situation and was always easy to reach whenever we needed him!

Mike was awesome to work with. Super fast getting me a pre-appraisal especially since I found a house rather quickly. Set up a chat with him and Beth and they handled anything I needed immediately. Answered and explained questions I had and was sure to make sure I understood everything. Definitely had my best interest in mind and would recommend!

I just want to say working with armor mortgage was a excellent experience. This company gets things done. They were attentive, informative absolutely a pleasure to work with . Thank you guys!

As a first time homebuyer, I couldn’t have had a better home-buying experience with Mike Bernhart and Armor Mortgage. Mike and his staff are great communicators and are extremely easy to work with. They were always available whenever I needed assistance or had questions. They relieved all of my stress during the entire process and I’m extremely satisfied.

Mike helped my daughter buy her first house. Hands down best experience. He had a first time buyer consultation with her so she understood everything and walked her through the whole process. And had a second consultation when she got her house under contract. He is amazing and I would definitely recommend him to anyone.

Mike was really great to work with and I couldn't have asked for an easier or smoother transaction. He was always willing to help when I was in the process of searching for a home and was always on top of things. I truly appreciated how hard he worked to make my first time home purchase a great experience!

Mike and his team were wonderful from the first conversation. Everyone was kind, responsive, helpful, and very down-to-earth. You could tell that they genuinely care and they all worked so quickly to get my family into our new home. I'm so very appreciative of their assistance. Highly recommend 👌 Thanks Mike, MJ, and the rest of the team. We are loving our home 🏡 ❤️

Mike, Stacy, and the team are very helpful and quick with answering any questions. Very quick close with awesome communication!

Mike and his team were the best at a personally difficult time. They were there at every step ready to answer questions and keep the process moving forward, yet not being pressured or stressed. Shout out to Mike, Kevin, and Sue. Would recommend Mike’s Ruoff team to friends and family for a stress free experience.